Keeping your hard earned money safe

In the wake of global financial uncertainty:

1. Open and keep your bank accounts in a Bank that has deposit insurance

2. Open and keep your shares accounts with a broker that is insured

3. Don't spend money unnecessarily. Be prudent.

4. Have an option to mortgage your assets like your home or any other ready cash venues so that you can withdraw the credit whenever in dire need.

5. Change your existing loans to ones that benefit you more in terms of lower interest rates.

6. Cut your losses while you still can before incurring further losses.

7. Keep calm. All is not lost. Be level-headed and weigh your options.

8. Look ahead. Do not take high risk options. Prefer and prepare to invest long term.

9. For long term investment consider shares in reputable listed companies.

10. Don't pay more tax than necessary. Have an experienced accountant go through your accounts to minimize your liabilities.